When people think about buying insurance, they usually start with the most common: home, auto, health and life insurance. Too often, long-term disability insurance is overlooked. You insure your home, your cars, your health and your life. Arguably, long-term disability insurance should be one of the first things you buy. …
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Four reasons why disability insurance might be part of your financial plan
Disability insurance protects your most valuable asset: the ability to earn income. If you have an injury or illness that prevents you from working, your disability insurance policy will replace a percentage of your earnings while you recover. While disability insurance is vital to financial health, as a member of …
Read More »The best disability insurance for 2021
How We Found The Best Disability Insurance For You – The Fortunly Methodology Disability insurance provides you with an income that allows you and your family to support yourself while you are unable to work. It is an extremely important safety net, and finding the best place to purchase disability …
Read More »What the coronavirus tells us about disability insurance
Recovery in a hospital bed. Getty Many people simply switch to disability insurance during their open enrollment period for business benefits. We tend to think that crippling events will not happen to us. We won’t have a car accident, we won’t have a heart attack, an aneurysm, etc. It happens …
Read More »Disability Insurance Awareness Month is off to a slow start
Overall, the COVID-19 crisis appears to have absorbed much of the energy of Disability Awareness Month promotional efforts. (Credit: Thinkstock; NIH) It’s May, and that means Disability Insurance Awareness Month 2020 has begun. The month came as the possible effects of COVID-19 on life and health insurance claims dominate insurance …
Read More »Guide to Disability and Breast Cancer Benefits
When facing a breast cancer diagnosis or already undergoing treatment, your health is obviously the top priority. But making sure you have financial support is also crucial. Disability benefits can give you much needed piece of mind when dealing with side effects of treatment and taking time to heal, but …
Read More »I tell everyone to get disability insurance, even if you are covered
Personal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. The conditions apply to the offers listed on this …
Read More »Can You Get Disability Benefits For Osteoarthritis?
If you have osteoarthritis, should you apply for disability benefits? After all, osteoarthritis is a painful, degenerative form of arthritis that can make prolonged physical activity and work difficult, if not impossible for patients. Sometimes the disease becomes so severe and limiting that people with osteoarthritis are forced to stop …
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