If you underestimate your disability risk, you are not alone… only 10% of people accurately estimate their disability risk, according to a study by the Council for Disability Awareness. TMA Insurance Trust shares some surprising statistics: One in eight workers will be disabled for five years or more in their …
Read More »Monthly Archives: June 2020
Applying for disability benefits during a global pandemic
Applying for Social Security Disability Insurance (SSDI) benefits has always been a complicated process. But like everything else in our lives right now, COVID-19 has made things even more difficult. With the closure of Social Security Administration (SSA) offices across the country, phone wait times are on average 90 minutes, …
Read More »Breeze Partners with Assurity Life to Launch Affordable Online Disability Insurance for Consumers Amid Pandemic
Individuals can request a disability insurance quote and complete a secure online application process in 10 to 15 minutes. By using existing data from health records and other sources, Breeze enables eligible applicants to avoid the medical examination often required by manual underwriting. The policies of Omahaare issued by underwriting …
Read More »What is disability insurance and how much do I need?
Although you may be sick from time to time, you rarely miss work. It’s easy to think that you’ll never miss work for a long time, isn’t it? Unfortunately, many workers, especially young and healthy ones, do not consider that a serious illness or injury could prevent them from working. …
Read More »Talking to clients about the impact of COVID-19 on disability insurance
Your clients who offer Long Term Disability Insurance (LTD) plans to their employees are probably very grateful to have this protection right now. With over 30 million Unemployed Americans, disability benefits are now the only hope for some families, especially those whose family member has decided not to immediately apply …
Read More »Filling the gaps in short-term disability insurance
One form of benefit that the government does not provide to its employees is short term disability insurance. This type of insurance can provide you with income if you use your paid time off (sick or annual) due to illness or injury, but you are not eligible for a disability …
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