Mentally ill young mother has died of a deliberate overdose after her disability benefits cut left her destitute, trapped in high anxiety for months and haunted by suicidal thoughts, concluded investigation. Coroner Gordon Clow said Philippa Day’s long struggle with the benefit system was a “stressor” in her decision to …
Read More »Monthly Archives: January 2021
When eligibility for retirement and disability benefits overlap
Social Security disability benefits are designed to provide income for people who cannot work due to a medical condition that is expected to last at least a year or result in death. Claims for disability benefits typically increase during times of high unemployment, but this can be a long and …
Read More »ALS Access to Disability Insurance Act, supported by Pete Frates, becomes law
Before it adjourned to make way for the new US Congress, one of the last statutory acts of the 116th Congress was to pass a legislative initiative launched four years ago in the living room of the late ALS advocate and St. John’s Prep graduate. Pete Frates’ family home in …
Read More »Disability Benefits and Medicare for ALS Patients Much Earlier: Shots
Once the implementing rules are developed, a bill signed into federal law in December will eliminate the five-month waiting period required for patients with diagnosed ALS to begin receiving disability benefits, also allowing faster Medicare coverage. LumiNola / Getty Images hide caption toggle legend LumiNola / Getty Images Once the …
Read More »Brokers bullish on disability insurance sales
So many advisors focus on planning for their clients’ retirement income – but what if the client is left with no current income because they have become disabled? This was one of the points raised during a panel discussion on disability insurance at today’s NAILBA Engage virtual event. DI brokers …
Read More »Can long haul COVIDs access disability benefits? Experts are uncertain
When COVID first arrived in the United States, Jodee Pineau-Chaisson was working as a director of social services for a nursing home near her home in Chicopee, western Massachusetts. In April and May, residents of his nursing home fell ill. “I was asked to go to the COVID units to …
Read More »Denial of Social Security Disability Benefits? Here are your options. | High Swartz LLP
Being denied disability benefits is frustrating, especially during the pandemic. Where to start How long will it take? You have 3 options for moving forward. If you are denied Social Security disability benefits, it’s important to understand that it may not be your fault. At this point, it may be …
Read More »Denial of disability benefits fired again after ALJ issued ‘inconsistent’ decision
A woman who has twice been denied disability benefits despite evidence of severe mental disabilities leading to limitations in her ability to work will have a third chance to assert her rights. In the case of Hortansia D. Lothridge v. Andrew M. Saul, 20-1269, Plaintiff Hortansia Lothridge applied for disability …
Read More »The 6 best disability insurance policies for the self-employed of 2021
Better disability insurance for the self-employed Insurance company Why we chose it Elimination deadlines Guardian Best overall 30 to 720 days Illinois Mutual Best budget 30 to 730 days Broken Ideal for freelance / Gig 30 to 365 days Mutual of Omaha Ideal for a short waiting period 0 to …
Read More »Cigna officially sells its group life, accident and disability insurance business to New York Life
New York Life Completes $ 6.3 Billion Acquisition of Life, Accident and Disability Insurance Business from Cigna, the Company announcement Last week. As part of the deal, New York Life and Cigna will also participate in a multi-year collaboration to create group insurance solutions for their clients. The new company …
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