Social security: how to appeal if your disability insurance application is refused

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If you applied for Social Security Disability Insurance (SSDI) and your application was denied, you have the right to appeal the decision if you believe your application was unfairly denied.

See: Social Security Disability Insurance: What It Is and How It Pays
More: All states that don’t tax Social Security

You will be able to continue the appeal process online, but before you begin, you will need to gather some information. This includes your name, social security number, address, and phone number, and the date of the denial decision. You will also need to collect the name, address and telephone number of your representative.

It is important to note that you will also need to collect important information about your health status. This will include the name, address and telephone number of a friend or relative who knows your condition. They can be contacted to add support to your case for disability insurance benefits. If there has been a change in your medical condition or new medical conditions, this should be included and detailed.

Full contact information for each of your doctors should also be included in your call. In this information, you will need to provide the type of treatments you have received and tests performed since the last time you provided the SSA with medical evidence on your first claim attempt.

Be sure to include all medications, including over-the-counter medications, that you are currently taking and why you are taking them. Also, it will be important to include a description of any changes in your daily activities, work and studies since you applied for disability insurance.

The Social Security Administration stipulates that you are only required to submit new or updated medical information since your last filing, unless otherwise specified. Once you have assembled this information and started the appeal process in lineyou will receive a special cover sheet and instructions on how to mail additional documents if needed.

Learn more: Understand the basics of social security
See also: The Biggest Problems Facing Social Security

Once you have followed the online prompts to complete your appeal process, you will be able to view updates and messages from the SSA through your mySocialSecurity account. You will also be able to check the status of your call, as well as perform a host of other Social Security related functions through the online account.

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About the Author

Georgina Tzanetos is a former financial advisor who studied post-industrial capitalist structures at New York University. She has eight years of experience with concentrations in asset management, portfolio management, private banking and investment research. Georgina has written for Investopedia and WallStreetMojo.

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