United States: Cryptocurrency and 401(k) plans: DOL urges trustees to exercise extreme caution March 17, 2022 Strings and Grays LLP To print this article, all you need to do is be registered or log in to Mondaq.com. On March 11, 2022, the U.S. Department of Labor (DOL) …
Read More »Another attempt to provide short-term disability insurance to federal employees
Another legislative effort is underway to provide federal employees with the ability to purchase short-term disability insurance. MP Eleanor Holmes Norton (D-DC) recently reintroduced the Federal law on short-term disability insurance for employees (HR 6932) that would give federal employees the option of purchasing short-term disability insurance through the federal …
Read More »Social security: how to appeal if your disability insurance application is refused
Retirement / Social Security Stock-Asso / Shutterstock.com If you applied for Social Security Disability Insurance (SSDI) and your application was denied, you have the right to appeal the decision if you believe your application was unfairly denied. See: Social Security Disability Insurance: What It Is and How It PaysMore: All …
Read More »Can you work while on Social Security disability benefits? Everything you need to know explained
AMERICANS can work and receive Social Security benefits at the same time, but only within strict limits. Payments for either program will stop if Social Security finds that you are earning a substantial salary. 1 Income limits on SSI and SSDI are the same According to the Social Security Administration …
Read More »Should I keep my disability benefits or go back to work full time?
After three years, two rejections, and over 12,000 pages of paperwork, I was approved for Social Security Disability Insurance (SSDI) on January 27, 2021. I never thought I would see the process end. Given my previous denials, I wasn’t sure how the trial phase would go. I often lay awake …
Read More »Six Ways to Get Social Security Disability Benefits Faster
WAITING for the Social Security Administration (SSA) to approve your application for disability benefits can be a painfully long process for many. According to the SSA, it usually takes three to five months to get a decision on your eligibility for Social Security Disability Insurance (SSDI). 1 It is said …
Read More »Cerner Partners with Social Security Administration on Disability Benefits
Cerner announced this week that it has formed a partnership with the US Social Security Administration aimed at speeding up the process of applying for disability benefits. The agreement aims to make the retrieval of secure clinical electronic health records more transparent, the vendor said. “Cerner is proud to help …
Read More »Cerner and Social Security Administration to Improve Disability Insurance Application Process for Patients
identify announced a new agreement with the United States Social Security Administration (SSA), to help simplify patient disability claims through secure, clinical retrieval of electronic health records (EHRs) from healthcare systems. The new agreement between Cerner and the SSA aims to expedite the transfer of relevant patient-directed medical records from …
Read More »CERNER AND THE SOCIAL SECURITY ADMINISTRATION TO IMPROVE THE DISABILITY INSURANCE CLAIMS PROCESS FOR PATIENTS
DATA AUTOMATION ALSO REDUCES THE ADMINISTRATIVE BURDEN OF HEALTHCARE SYSTEMS KANSAS CITY, Mo., February 17, 2022 /PRNewswire/ — Cerner Company (NASDAQ:CERN), a global health technology company, announced a new agreement with the United States Social Security Administration (SSA), to help simplify disability claims for patients through clawback secure and clinical …
Read More »SSDI: application for disability benefits
Millions of Americans seek disability benefits because they are unable to work. This can take the form of SSI or SSDI, both of which are aimed at Americans with disabilities. The reasons for applying for disability funding may vary, but one thing everyone has in common is that they have …
Read More »Why don’t the feds get disability insurance?
Have you ever wondered why you are not covered by short or long term disability insurance as a federal employee? After all, in 2018, according to the Bureau of Labor Statistics, 42% of workers in the private sector had access to short-term disability insurance plans and 34% to long-term plans. …
Read More »Applying for Disability Benefits While SSA is Closed
When the COVID-19 pandemic began in earnest in the spring of 2020, the Social Security Administration (SSA), along with dozens of companies, were forced to close approximately 1,200 field offices and move thousands of employees to the remote work status virtually overnight. For more than a year, it was unclear …
Read More »Initial claims for disability insurance decline, but processing times increase during the coronavirus pandemic
Belleville, Ill., February 07, 2022 (GLOBE NEWSWIRE) — Social Security Disability Insurance (SSDI) assigned to State Disability Determination Services (DDS) offices fell 15.9% during the COVID-19 period of April 2020 at March 2021 compared to the same period from 2019 to 2020. However, processing times for former worker claims increased …
Read More »What to know when applying for disability benefits due to long COVID | WUWM 89.7 FM
Long COVID can occur in anyone who has had COVID-19, regardless of their health status at the time or their age. This is a broad and general term for the debilitating illness that persists well beyond your initial COVID-19 infection, with chronic symptoms ranging from fatigue, brain fog, shortness of …
Read More »Initial claims for disability insurance are down, but
Belleville, Illinois, 07 Feb. 2, 2022 (GLOBE NEWSWIRE) — Social Security Disability Insurance (SSDI) claims assigned to state Disability Determination Services (DDS) offices fell 15.9% during the COVID-19 era. 19 from April 2020 to March 2021 compared to the same period from 2019 to 2020. However, claims processing times for …
Read More »Notification of Social Security disability insurance debt overpayment discourages recipients from working
A new study finds that Social Security disability insurance recipients who are notified of a work-related overpayment debt report a 4-8% drop in their work within two months of being notified. Social Security Disability Insurance (SSDI) overpayment debt can cause undue hardship for SSDI recipients, increase administrative costs for the …
Read More »Social Security 2022: Disability benefit pay table and payment schedule
The Social Security Administration (SSA) oversees a number of programs designed to provide additional financial support to nearly 70 million Americans. For Americans with disabilities, Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) both play a vital role in providing financial support. The SSDI program provides funds to …
Read More »VA Exposed for ‘cutting corners’ when screening health care providers for veterans, again
A new report shows that VA was caught referring veterans to ineligible health care providers with suspended or revoked medical licenses — two of whom had criminal records. A government survey showed that many providers were ineligible to participate in the VA Community Care Program. Ineligible providers are not meant …
Read More »Can I lose my Social Security disability benefits?
After successfully filing for Social Security disability benefits, you may wonder how long your benefits will last. Generally, you are eligible for disability benefits as long as you remain disabled. However, several situations can cause you to lose your benefits. Continuing Disability Review All recipients of Social Security disability benefits …
Read More »The 7th Circuit confirms the refusal of disability benefits
Indiana woman will not receive Social Security disability benefits after 7e The Circuit Court of Appeal said her illnesses do not limit her, at a minimum, to sedentary work. Plaintiff-appellant Brenda Wilder applied for Social Security disability benefits in August 2016, alleging a disability onset date of October 8, 2015. …
Read More »Security for people How relevant is disability insurance or long term disability claims?
As a condition for receiving long term disability benefits, your insurance provider may require you to purchase Ssdi insurance. It is a requirement in many long term disability insurance policies. Check the wording and conditions of your insurance. Your LTD payments may be reduced by the insurance provider if you …
Read More »What is it and how does it pay
Courtneyk/Getty Images When most people talk about Social Security, they’re referring to the program’s retirement benefits, which provide monthly checks starting at age 62 for some recipients. But the Social security program also has a host of other benefits. In fact, the so-called “Social Security taxes” deducted from your wages …
Read More »Social security disability benefits for dependents
Hand of senior on a wheelchair wheel Social Security Disability Insurance (SSDI) can pay benefits to family members of a disabled person who is unable to work. Spouses, children, and even ex-spouses of someone receiving SSDI benefits may be eligible for their own monthly payments. Each eligible family member could …
Read More »What Should You Know About Social Security Disability Benefits?
People with few financial resources who receive SSI are often immediately eligible for Medicaid. Social Security Disability Insurance (SSDI) is a government disability insurance benefit for those who have contributed to Social Security. It is only for those who have disabilities that prevent them from working. If you have cancer, …
Read More »Long Term Disability Insurance for Income Replacement Explained
Long-term disability insurance offers the most comprehensive income replacement coverage jacoblund / Getty Disability insurance replaces lost income if you cannot work because of an injury or chronic illness. Most employers offer short-term disability insurance, but it’s probably not enough. Long-term disability insurance takes over where short-term coverage and your …
Read More »Eligibility and how to claim
Hepatitis C is a viral infection that damages the liver. Some infected people may have severe symptoms that prevent them from working or earning an income. These people are eligible for Social Security disability benefits if they meet the requirements of the Social Security Administration (SSA) disability list. Hepatitis C …
Read More »COVID-19 long-haul travelers struggle to prove illness for disability benefits
Americans with “long COVID” may qualify for federal disability protection and benefits, but applying and being accepted by the Social Security Administration remains a major hurdle, The New York Times reported October 27. On July 26, the HHS and the Department of Justice said COVID-19 can be considered a disability …
Read More »Hudson woman pleads guilty to crimes related to Social Security disability benefits | USAO-NH
CONCORD – Jane B. Smith, 65, of Hudson, pleaded guilty in federal court Thursday to attempted wire fraud and misrepresentation, Acting United States Attorney John J. Farley announced today. According to court documents and statements made in court, Smith began receiving Social Security Disability Insurance (SSDI) payments in 1993. She …
Read More »Volunteering while on Social Security Disability Benefits
(Photo: disabled here) By Marion Brunken, Executive Director, Volunteer Alexandria and Cendy Molière, Outreach Specialist, Disability Benefits Center Alexandria, VA – When you’re sick and can’t work, it’s easy to feel lonely and isolated. For most people, work is where they find purpose and make friends. When you can’t work, …
Read More »Center for Economic and Policy Research: Disability insurance trust fund coffers fill up as benefits crumble
Targeted information service (press releases) WASHINGTON, October 1st (TNSRes) – The Center for Economic and Political Research issued the following press release: Social Security Disability Insurance (DI) is in good shape with the expected trust fund exhaustion date of 2057, according to the most recent report from the Trustees. But …
Read More »What Are Social Security Disability Benefits By State?
Although all beneficiaries of Social Security Disability Insurance (SSDI) and Supplementary Security Income (SSI) receive the same amount from the federal government no matter where you live, you may or may not receive a supplement to your SSI monthly payments depending on where you live in the United States. Both …
Read More »How to Get Rid of Migraine at Work: Treatment and Prevention
Taking pain relievers, avoiding triggers, and having a strong support system can help a person get rid of a migraine episode at work – or at least reduce their migraine symptoms. Migraine is a neurological condition that can cause moderate to severe pain, nausea, and sensitivity to light or sound. …
Read More »Can You Receive Florida Disability Benefits for Workers and Social Security?
After a workplace accident in Florida, an employee can claim Florida Workers’ Compensation benefits and be reimbursed for medical expenses and lost wages. Some injured workers may not realize that they are also eligible for Social Security Disability Insurance, or SSDI. You can receive both employee benefits and SSDI benefits …
Read More »What does love have to do with disability insurance?
Subscribe to our Policy NewsletterNY for the latest coverage and to stay informed about the 2021 elections in your district and across New York Getting married could mean a loss of health coverage, income support, and other essential resources for millions of Americans. For many in the queer community, the …
Read More »What’s love got to do with disability insurance?
Tying the knot could mean a loss of health coverage, income support and other essential resources for millions of Americans. For many in the queer community, the phrase “marriage equality” brings back memories of the decades-long uphill battle that culminated in a landmark 2015 Supreme Court decision that legalized same-sex …
Read More »How are social security disability benefits calculated?
Mathematically speaking, Social Security Disability Insurance (SSDI) is calculated in the same way as Social Security retirement benefits. Both are based on your record of “covered income” – employment income on which you have paid Social Security taxes. The Social Security Administration (SSA) begins by calculating your average monthly income …
Read More »Disability benefits for hidradenitis suppurativa
Hidradenitis Suppurativa (HS) is a chronic, debilitating skin condition characterized by sores and lumps that form on the buttocks, armpits and groin. Healthcare professionals are not sure what causes HS. However, research indicates a combination of sweat and keratin that clogs hair follicles. According to the American Academy of Dermatology, …
Read More »Denying disability benefits to residents of Puerto Rico violates equal protection rights, says ABA amicus brief
Home Daily News Denying disability benefits in Puerto Rico… Supreme Court of the United States Denying disability benefits to residents of Puerto Rico violates equal protection rights, says ABA amicus brief By Debra Cassens Weiss September 8, 2021, 12:40 p.m. CDT The ABA filed an amicus brief with the U.S. …
Read More »Do I Need a Lawyer to Get Social Security Disability Benefits? Find out here
Photo: pixabay.com If you are applying for Social Security disability benefits, you may be wondering if a lawyer is needed. The truth is, it depends on the circumstances of your case. If your Social Security claim has been denied in the past, you’ll need an experienced Social Security lawyer to …
Read More »Is rheumatoid arthritis a disability? Benefits and more
Rheumatoid arthritis is a chronic disease in which the body’s immune system attacks its own tissues. The condition typically causes swelling, stiffness, and pain in the joints. However, it can also affect other parts of the body, including the cardiovascular system, kidneys, skin, and eyes. For some, the symptoms of …
Read More »Bipolar Disorder: How To Apply For Disability Benefits
If you have bipolar disorder, you may be wondering about disability benefits and what they mean to you. Living with bipolar disorder doesn’t mean the same for everyone – the challenges and symptoms of the disease can be different from person to person. So when is bipolar disorder a disability? …
Read More »Social Security Savings Accounts and Disability Benefits
Yes. If you have Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you may have a savings account. However, there might be limits on the amount you can have, depending on the type of disability benefit you are receiving. To be eligible for SSDI, you must have a …
Read More »Savings Accounts and Social Security Disability Benefits
Yes. If you have Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you may have a savings account. However, there may be limits to the amount you can have, depending on the type of disability benefit you are receiving. To be eligible for SSDI, you must have a …
Read More »How Can You Claim Social Security Disability Benefits (SSDI)?
Disability benefits are available to eligible beneficiaries under two programs, Supplementary Security Income (SSI) and Social Security Disability Income (SSDI). SSI is a means-tested program for people with disabilities who have very limited means, but SSDI is an insurance program that is available to skilled workers with disabilities regardless of …
Read More »Slow to start, the Covid disability insurance litigation arrives
Lawsuits against insurance companies for non-payment of disability benefits to people who can no longer work after contracting Covid-19 are ongoing, lawyers say cases are only taking time to build ‘magnitude. Deadline extensions from the Ministry of Labor, difficulty obtaining medical records from doctors reeling from the public health emergency …
Read More »SSDI and COVID-19: How to Apply for Disability Benefits Now
After a year of challenges and uncertainties, the world is emerging from the pandemic. Even as the economy picks up and life returns to a semblance of normalcy, for some people the long-term impact of the virus on their health can persist for many years. Doctors and researchers are still …
Read More »Has the pandemic taught us anything about disability insurance?
There is a consensus in our industry that the term “disability” elicits a “It won’t happen to me” response, leading many people to avoid coverage. (Photo: Shutterstock) Deaths from COVID-19 have been a shocking and frightening aspect of the pandemic, and an increase in life insurance purchases – LIMRA reported …
Read More »Coronavirus stimulus checks may cost you eligibility for disability benefits
Stimulus checks have proven to be a lifeline for millions of Americans hit hard by the coronavirus pandemic, including those receiving disability benefits. However, many people have reportedly lost their eligibility for disability benefits due to coronavirus stimulus checks. stevepb/Pixabay via Valuewalk First Quarter 2021 Hedge Fund Letters, Talks and …
Read More »Stimulus checks cause some to lose disability benefits
Stimulus payments are not supposed to count towards eligibility for social insurance programs like disability benefits, but some people might have lost benefits due to too much money in their bank account . The Social Security Administration has suspended disability benefits for some Supplemental Security Income recipients because stimulus payments …
Read More »Diagnosis of fibromyalgia? Applying for Social Security Disability Benefits | High Swartz LLP
If you’ve been diagnosed with fibromyalgia and have been unable to work for the past year or more due to the severity of your condition, you may be wondering whether or not you should apply for disability benefits. social security. Before you apply for SSD benefits, you should know how …
Read More »Obtaining Social Security disability insurance benefits is
Belleville, Illinois, May 03, 2021 (GLOBE NEWSWIRE) – As the United States emerges from the coronavirus pandemic, the country is beginning to understand the long-term impact on people with disabilities. Whether they are dealing with the after-effects of COVID-19, delayed medical treatment, accidents or progressive illnesses, even more people with …
Read More »Getting Social Security Disability Insurance benefits is
Belleville, Illinois, May 03, 2021 (GLOBE NEWSWIRE) — As the United States emerges from the coronavirus pandemic, the country is beginning to understand the long-term impact on people with disabilities. Whether facing the after-effects of COVID-19, delayed medical treatment, accidents or progressive illnesses, even more people with serious physical or …
Read More »7th Circuit upholds denial of disability benefits despite ‘several medical issues’
An administrative law judge did not err in concluding that a woman was not entitled to disability benefits despite “several medical problems” on 7and The Circuit Court of Appeals was held on Wednesday. The plaintiff-appellant, identified only as “Deborah M.” in the opinion of the 7th Circuit, filed for disability …
Read More »man convicted of embezzling over $ 121,000 in disability benefits | USAO-NDTX
A man who embezzled more than $ 120,000 in Social Security disability benefits has been sentenced to 15 months in federal prison, Interim US Attorney for the North Texas District Prerak Shah said. Robert Salinas, 53, pleaded guilty in June 2020 to theft of public funds. He was sentenced Thursday …
Read More »Disability insurance trends in 2021
SALT LAKE CITY, March 18, 2021 / PRNewswire / – The COVID-19 pandemic has shed new light on the importance of disability insurance, a social benefit that often goes unnoticed. Jeff Brunken, a disability industry veteran and chairman of senior national insurance program manager MGIS, believes disability insurance will have …
Read More »COVID ‘long-haul’ and the battle for disability benefits
Tens of millions of Americans have private disability coverage, most often as part of their employment benefits – and some will rely on them during the lengthy recovery from COVID. Rickie Andersen took a brief break from work in March after falling ill. Her cough, fever and chills were typical …
Read More »For ‘long haulers’ of COVID, fight for disability benefits adds to worsening burnout
Rickie Andersen took a brief break from work in March after falling ill. Her cough, fever and chills were typical symptoms of covid-19, but coronavirus tests were so rare that she couldn’t get one to confirm the diagnosis. After Andersen returned to her job as an information systems project manager …
Read More »The COVID-19 “long-haul” battle for disability benefits
Rickie Andersen took a brief break from work in March 2020 after falling ill. Her cough, fever and chills were typical symptoms of COVID-19, but coronavirus tests were so rare that she was unable to obtain one to confirm the diagnosis. After Andersen returned to her job as an information …
Read More »Social Security disability insurance slowdown caused by COVID pandemic delays government benefits for those in need
CHICAGO – I-Team ABC7 is examining a slowdown in government benefits due to the pandemic, causing delays for people trying to get much-needed government benefits. Social Security disability insurance is provided to people with disabilities and who may be unable to work at a time when money is desperately needed. …
Read More »Slowdown in Social Security disability insurance caused by COVID pandemic delays government benefits for those in need
CHICAGO (WLS) — The ABC7 I-Team is examining a slowdown in government benefits due to the pandemic, which is causing delays for people trying to get much-needed government benefits. Social Security disability insurance is provided to people who are disabled and unable to work at a time when money is …
Read More »Guide to Disability and Psoriatic Arthritis Benefits
Psoriatic arthritis (PsA) is a condition that can be particularly debilitating and painful, causing intense flare-ups that cause inflammation of the joints. This can make mobility difficult, if not impossible. Not surprisingly, it can affect the ability to work, regardless of your occupation. Although people with PsA can have long …
Read More »Pending application: Iowa and disability insurance
DAVENPORT, Iowa (KWQC) – Residents of Iowa who apply for disability benefits may be mentally or physically unable to work, but state protocol requires that each case be thoroughly reviewed at when deciding whether or not the applicant should receive a payment. “They will do their best not to give …
Read More »Disability Benefits and Medicare for ALS Patients Much Earlier: Shots
Once the implementing rules are developed, a bill signed into federal law in December will eliminate the five-month waiting period required for patients with diagnosed ALS to begin receiving disability benefits, also allowing faster Medicare coverage. LumiNola / Getty Images hide caption toggle legend LumiNola / Getty Images Once the …
Read More »Can long haul COVIDs access disability benefits? Experts are uncertain
When COVID first arrived in the United States, Jodee Pineau-Chaisson was working as a director of social services for a nursing home near her home in Chicopee, western Massachusetts. In April and May, residents of his nursing home fell ill. “I was asked to go to the COVID units to …
Read More »Cotton applauds signing of ALS access to disability insurance law
The new law grants patients with ALS and their families immediate access to the Social Security disability insurance benefits they have earned. WASHINGTON, DC, USA – On December 22, Arkansas US Senator Tom Cotton and Rhode Island Senator Sheldon Whitehouse issued a press release applauding the enactment of the ALS …
Read More »Social Security Disability Benefits and Arthritis
Arthritis is one of the main causes of disability. How Can a Person With Arthritis Claim Social Security Disability Benefits? According to Jim Allsup, the Social Security Administration uses a process called a sequential assessment to determine who will receive disability benefits. Mr. Allsup is President and CEO of Allsup …
Read More »Appeal of railway disability benefits reaches Supreme Court
The United States Supreme Court is considering a disability benefits case that could affect parties seeking federal courts to review federal administrative law bodies’ refusals to reopen old court officer decisions. The court scheduled oral argument on the case, Salinas v. US Railroad Retirement Board (Case No. 19-199), by November …
Read More »The best disability insurance for the self-employed
Faq What is disability insurance for the self-employed? Self-employed disability insurance can provide income protection if you are unable to work due to illness or injury. There is public disability insurance, such as benefits paid by the Social Security Administration and some public programs, or you can purchase a private …
Read More »Local lawyers discuss impact of COVID-19 on disability benefits
NORTHAMPTON – When normal life was turned upside down in March as the pandemic escalated, appeal hearings for people seeking disability benefits from the Social Security Administration began to proceed solely by telephone. Since offices were closed and in-person appearances suspended this month, the Social Security Administration says its judges …
Read More »Apply for Social Security Disability Insurance with IBD
In a previous column, I explained how the Americans with Disabilities Act (ADA) protects invisible disabilities, including inflammatory bowel disease (IBD) and IBD-related disorders and conditions. Under the ADA, employees with Crohn’s disease or ulcerative colitis can request workplace accommodations. Even minor adjustments, such as flexible working hours or the …
Read More »Guide to Disability and Type 2 Diabetes Benefits
Type 2 diabetes is a chronic disease that affects the way your body metabolizes glucose. Type 2 diabetes can deeply affect many systems in your body. This can lead to serious complications which can affect your ability to work. For example, common long-term complications include: nerve damage (also called diabetic …
Read More »Why paying $ 36 a month for disability insurance is worth it for me
Personal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. The conditions apply to the offers listed on this …
Read More »Make disability insurance work for you – call news
Millions of Americans are unemployed right now, but even without the pandemic, millions more are sidelined every year by something more common: an accident, illness or injury that results in disability. . In fact, more than one in four 20-year-olds will have a disability that will prevent them from working …
Read More »Applying for disability benefits during a global pandemic
Applying for Social Security Disability Insurance (SSDI) benefits has always been a complicated process. But like everything else in our lives right now, COVID-19 has made things even more difficult. With the closure of Social Security Administration (SSA) offices across the country, phone wait times are on average 90 minutes, …
Read More »Breeze Partners with Assurity Life to Launch Affordable Online Disability Insurance for Consumers Amid Pandemic
Individuals can request a disability insurance quote and complete a secure online application process in 10 to 15 minutes. By using existing data from health records and other sources, Breeze enables eligible applicants to avoid the medical examination often required by manual underwriting. The policies of Omahaare issued by underwriting …
Read More »Talking to clients about the impact of COVID-19 on disability insurance
Your clients who offer Long Term Disability Insurance (LTD) plans to their employees are probably very grateful to have this protection right now. With over 30 million Unemployed Americans, disability benefits are now the only hope for some families, especially those whose family member has decided not to immediately apply …
Read More »Four reasons why disability insurance might be part of your financial plan
Disability insurance protects your most valuable asset: the ability to earn income. If you have an injury or illness that prevents you from working, your disability insurance policy will replace a percentage of your earnings while you recover. While disability insurance is vital to financial health, as a member of …
Read More »Guide to Disability and Breast Cancer Benefits
When facing a breast cancer diagnosis or already undergoing treatment, your health is obviously the top priority. But making sure you have financial support is also crucial. Disability benefits can give you much needed piece of mind when dealing with side effects of treatment and taking time to heal, but …
Read More »Can You Get Disability Benefits For Osteoarthritis?
If you have osteoarthritis, should you apply for disability benefits? After all, osteoarthritis is a painful, degenerative form of arthritis that can make prolonged physical activity and work difficult, if not impossible for patients. Sometimes the disease becomes so severe and limiting that people with osteoarthritis are forced to stop …
Read More »Do i need disability insurance? | Family finances
Many workers spend years developing their ability to earn a salary. They attend specialized training programs, negotiate salaries and obtain promotions. They attend night classes, work overtime and find ways to make themselves indispensable to their employer. So what if they lost the chance to win that paycheck tomorrow? What …
Read More »Determination of social security invalidity insurance
Specific criteria must be met to be eligible for Social Security Disability Insurance (SSDI). The United States Congress has defined disability, for the purposes of entitlement to disabled workers’ benefits, as the inability to engage in substantial gainful activity due to a medically determinable physical or mental impairment which may …
Read More »Changing Your Social Security Disability Benefit Program: 5 Things You Should Know
The Trump administration is proposing new rules for the national disability safety net program that could end benefits for tens of thousands of people. The rules would require more frequent checks of documents from people receiving Social Security disability benefits in a process known as “continuous disability review.” The proposed …
Read More »Trump administration’s proposed policy change on disability benefits will hurt thousands of Americans
Activists raise awareness of Trump administration’s proposed social security policy … [+] cash. Getty The Trump administration is working on a proposal that would cut disability benefits for hundreds of thousands of Americans. Applying for social security benefits is already a complicated and rigorous procedure, and the proposed new rule …
Read More »Why I bought disability insurance even though I was young
Hispanic / Getty Images Part of being young is assuming you’re invincible. Part of aging is learning that you are not. I learned this lesson after a protracted health incident in early 2019, when I was forced to take several extended breaks from work. For the first time, I thought …
Read More »Why employer-provided disability insurance is not enough
You generally cannot purchase employer-sponsored disability insurance if you leave your job. Caiaimage / Agnieszka Olek / Getty Images What would happen to your family if your income suddenly stopped tomorrow? How long could you keep paying the bills? Would you be able to keep your house or do you …
Read More »Buying tips for disability insurance
As a financial planner, I spend a great deal of my time helping my clients plan for unforeseen events that could affect their financial well-being. Recently, I found myself facing a similar situation. After years of limited mobility, I finally decided to have arthroscopic hip surgery. I had to take …
Read More »Here’s exactly why experts recommend buying one type of disability insurance over another
Tanza Loudenback Jul 22, 2019, 12:30 AM Long term disability insurance offers the most comprehensive income replacement coverage jacoblund / Getty Disability insurance can help replace lost income if you cannot work for several months or years because of an injury or chronic illness. Most traditional employers offer short term …
Read More »Definition of disability insurance, cost and who needs it
Disability insurance is your best tool to replace lost income due to injury or illness. Sajee Rod / Shutterstock Disability insurance can help replace lost income if you can’t work because of an injury or chronic illness. If you support a spouse or dependents and rely on a regular paycheck …
Read More »Colorado’s Social Security disability benefit system is changing
A step has been added to the appeals process to receive Social Security disability benefits in Colorado, sparking criticism that the change adds delays to an already slow system. Anyone who filed for Social Security Disability Insurance (SSDI) in Colorado after January 1, 2019 will now need to go through …
Read More »5 ways to convey the value of disability insurance
Disability insurance can supplement an employer’s health care offerings and provide valuable income protection to people in the event of illness or injury and inability to work. Disability Insurance Awareness Month is a good reminder to all of us of the need to educate clients and prospects about the benefits …
Read More »Entrepreneurs can’t afford disability insurance
Opinions expressed by Contractor the contributors are theirs. Working for yourself or running your own business usually comes with a multitude of advantages and advantages – flexible working hours, the joy of being your own boss, the ability to explore and realize your creative passions and more. In many cases, …
Read More »Denial of disability benefits, Tennessiens face long waiting times to appeal
Thousands of people deprived of federal disability benefits die each year while waiting for their chance to appeal the decision. In 2018, Congress approved $ 90 million in additional funding for the Social Security Administration to reduce the backlog of people waiting to argue in court that they have been …
Read More »The value of disability insurance
May is Disability Insurance Awareness Month, which is a great time to make sure employees are educated about the benefits of disability insurance. It is important that employees are protected thanks to this type of voluntary insurance, especially since today 1 in 4 people will become disabled before reaching the …
Read More »5 reasons people apply for disability benefits
December 13, 2018 12:51 PM Posted: December 13, 2018 12:51 PM © Brandpoint (BPT) – More than 155 million working Americans are insured for a disability through Social Security’s Disability Insurance Program (SSDI). They receive this important insurance coverage through their payroll taxes, or FICA taxes, under the social security …
Read More »How is long-term care long-term disability insurance different
The longer people live, the more likely they are to experience illnesses that require care at home, in an assisted living facility or in a retirement home. It goes without saying that there is a renewed interest in long-term care and long-term disability insurance. Although the two types of blanket …
Read More »Social Security disability benefits for hearing loss
Having a health problem that prevents you from doing your job, meeting your financial obligations, and caring for your family is stressful, to say the least. If your hearing loss affects your ability to work, you may be eligible for assistance through the Social Security Trust Fund. If you cannot …
Read More »Applying for Social Security Disability Insurance
Social Security Disability Insurance (SSDI) provides a life raft to nearly 9 million Americans navigating uncharted waters from a new medical diagnosis or life-limiting health condition. SSDI is a saving grace for severely disabled ex-workers, but forget about navigating that convoluted and difficult federal application process without immense patience — …
Read More »7 things you should know about Social Security disability benefits
One in four of today’s 20-year-olds will become disabled before the age of 67, according to the Social Security Administration. In other words, the likelihood that you won’t be able to work until retirement age is greater than you might think. Fortunately, Social Security is more than just a program …
Read More »Social Security Disability Insurance: Information on the Potential Implications of Extending Private Disability Insurance
Strong points What GAO found GAO’s analysis found that the coverage and main features of Social Security Disability Insurance (SSDI) and Employer-Sponsored Private Long-Term Disability Insurance (PDI) differ in several ways. . The main differences include the number of workers covered; characteristics of the workers covered; and eligibility, benefits and …
Read More »How to protect your most important asset with disability insurance
Photo credit: Shutterstock Five years ago, when my wife and I were expecting our first child, I quickly took out term life insurance policies. However, it was only last month that I protected my human capital from disability. I am not alone either. Most people take life insurance as a …
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