Retirement / Social Security Stock-Asso / Shutterstock.com If you applied for Social Security Disability Insurance (SSDI) and your application was denied, you have the right to appeal the decision if you believe your application was unfairly denied. See: Social Security Disability Insurance: What It Is and How It PaysMore: All …
Read More »Can you work while on Social Security disability benefits? Everything you need to know explained
AMERICANS can work and receive Social Security benefits at the same time, but only within strict limits. Payments for either program will stop if Social Security finds that you are earning a substantial salary. 1 Income limits on SSI and SSDI are the same According to the Social Security Administration …
Read More »Should I keep my disability benefits or go back to work full time?
After three years, two rejections, and over 12,000 pages of paperwork, I was approved for Social Security Disability Insurance (SSDI) on January 27, 2021. I never thought I would see the process end. Given my previous denials, I wasn’t sure how the trial phase would go. I often lay awake …
Read More »Am I eligible for state or federal disability benefits?
Q. I was discharged on workers’ compensation in May 2020. Workers’ compensation closed my case in January 2021. At that time, I collected unemployment because my employer terminated me. Now I have a back injury. What is available to me: temporary disability from New Jersey or the federal government or …
Read More »Six Ways to Get Social Security Disability Benefits Faster
WAITING for the Social Security Administration (SSA) to approve your application for disability benefits can be a painfully long process for many. According to the SSA, it usually takes three to five months to get a decision on your eligibility for Social Security Disability Insurance (SSDI). 1 It is said …
Read More »Social Security Disability Insurance: Who can apply for this benefit?
Jhe U.S. government provides assistance to people with disabilities through their Social Security Disability Insurance Plan (SSDI)if they meet certain requirements. However, to qualify for this benefit, your state of health must meet the strict social security definition of disability. In the meantime, to be able to apply for the …
Read More »Why don’t the feds get disability insurance?
Have you ever wondered why you are not covered by short or long term disability insurance as a federal employee? After all, in 2018, according to the Bureau of Labor Statistics, 42% of workers in the private sector had access to short-term disability insurance plans and 34% to long-term plans. …
Read More »Applying for Disability Benefits While SSA is Closed
When the COVID-19 pandemic began in earnest in the spring of 2020, the Social Security Administration (SSA), along with dozens of companies, were forced to close approximately 1,200 field offices and move thousands of employees to the remote work status virtually overnight. For more than a year, it was unclear …
Read More »Initial claims for disability insurance decline, but processing times increase during the coronavirus pandemic
Belleville, Ill., February 07, 2022 (GLOBE NEWSWIRE) — Social Security Disability Insurance (SSDI) assigned to State Disability Determination Services (DDS) offices fell 15.9% during the COVID-19 period of April 2020 at March 2021 compared to the same period from 2019 to 2020. However, processing times for former worker claims increased …
Read More »Initial claims for disability insurance are down, but
Belleville, Illinois, 07 Feb. 2, 2022 (GLOBE NEWSWIRE) — Social Security Disability Insurance (SSDI) claims assigned to state Disability Determination Services (DDS) offices fell 15.9% during the COVID-19 era. 19 from April 2020 to March 2021 compared to the same period from 2019 to 2020. However, claims processing times for …
Read More »Notification of Social Security disability insurance debt overpayment discourages recipients from working
A new study finds that Social Security disability insurance recipients who are notified of a work-related overpayment debt report a 4-8% drop in their work within two months of being notified. Social Security Disability Insurance (SSDI) overpayment debt can cause undue hardship for SSDI recipients, increase administrative costs for the …
Read More »Social Security 2022: Disability benefit pay table and payment schedule
The Social Security Administration (SSA) oversees a number of programs designed to provide additional financial support to nearly 70 million Americans. For Americans with disabilities, Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) both play a vital role in providing financial support. The SSDI program provides funds to …
Read More »How Social Security Affects Public Service Disability Benefits
Although no one likes to think about the prospect of becoming disabled, it is important to understand disability coverage under civil service pension programs as well as under the Social Security program – particularly interesting for those which come under the FERS system, but also for many under CSRS. Civil …
Read More »Georgia bill providing mental health treatment passes
House Bill 853 will provide mental health treatment alternatives to incarcerated people. ATLANTA — Georgia State Representative Sandra Scott wants to make mental health treatment more accessible to people incarcerated in Georgia. The bill, HB 853, would provide an alternative to imprisonment for offenders struggling with mental illnesses. According to …
Read More »Can I lose my Social Security disability benefits?
After successfully filing for Social Security disability benefits, you may wonder how long your benefits will last. Generally, you are eligible for disability benefits as long as you remain disabled. However, several situations can cause you to lose your benefits. Continuing Disability Review All recipients of Social Security disability benefits …
Read More »The 7th Circuit confirms the refusal of disability benefits
Indiana woman will not receive Social Security disability benefits after 7e The Circuit Court of Appeal said her illnesses do not limit her, at a minimum, to sedentary work. Plaintiff-appellant Brenda Wilder applied for Social Security disability benefits in August 2016, alleging a disability onset date of October 8, 2015. …
Read More »Security for people How relevant is disability insurance or long term disability claims?
As a condition for receiving long term disability benefits, your insurance provider may require you to purchase Ssdi insurance. It is a requirement in many long term disability insurance policies. Check the wording and conditions of your insurance. Your LTD payments may be reduced by the insurance provider if you …
Read More »What is it and how does it pay
Courtneyk/Getty Images When most people talk about Social Security, they’re referring to the program’s retirement benefits, which provide monthly checks starting at age 62 for some recipients. But the Social security program also has a host of other benefits. In fact, the so-called “Social Security taxes” deducted from your wages …
Read More »Social security disability benefits for dependents
Hand of senior on a wheelchair wheel Social Security Disability Insurance (SSDI) can pay benefits to family members of a disabled person who is unable to work. Spouses, children, and even ex-spouses of someone receiving SSDI benefits may be eligible for their own monthly payments. Each eligible family member could …
Read More »Mother says health plan would not cover her daughter’s mental health care – WSOC TV
CHARLOTTE, NC – Some people looking for less expensive coverage than health insurance register with shared health care departments. These plans can help in some situations, but because they are not real insurance, they may not cover services you would expect, such as mental health. Earlier this year, a mother …
Read More »Can both spouses receive Social Security disability benefits?
If both of a married couple meet Social Security’s definition of disability – each has an illness or injury that largely prevents them from working for at least a year or will likely result in death – both can collect Social Security Disability Insurance (SSDI). As with Social Security retirement …
Read More »Respiratory Illness Draws Attention to Veterans Disability Benefits, Allsup Reports
Air exposure tracking announcements, along with three conditions – asthma, rhinitis, sinusitis – added for VA disability benefits for service in Southwest Asia, signal significant changes Brett Buchanan, Allsup VA Accredited Claims Agent “Clearly, there is interest in better understanding the impact of military service and the development of respiratory …
Read More »What Should You Know About Social Security Disability Benefits?
People with few financial resources who receive SSI are often immediately eligible for Medicaid. Social Security Disability Insurance (SSDI) is a government disability insurance benefit for those who have contributed to Social Security. It is only for those who have disabilities that prevent them from working. If you have cancer, …
Read More »Congress must pass Access to Huntington’s Disease Disability Insurance Act
When Kala Booth of the Commonwealth of Kentucky testified before Congress this summer, elected officials from all walks of life took notice. Kala had the grace and courage to share her story of living with Huntington’s disease, or HD, a rare and fatal genetic disorder. For many, this was the …
Read More »Work part-time when you receive Social Security disability benefits
Yes, within strict limits. Social Security Disability Insurance (SSDI) payments will cease if you are engaged in what Social Security calls “substantial gainful activity”. SGA, as it’s called, is defined in 2021 as earning more than $ 1,310 per month (or $ 2,190 if you’re blind). If your income exceeds …
Read More »Applying for disability benefits wasn’t easy, but I did
I will never forget the day I applied for Social Security disability insurance. I remember sitting down at my computer, ready to fill out the long request. Growing up, I was taught to work hard for what I wanted and never to accept handouts. So, as I read the requirements, …
Read More »Eligibility and how to claim
Hepatitis C is a viral infection that damages the liver. Some infected people may have severe symptoms that prevent them from working or earning an income. These people are eligible for Social Security disability benefits if they meet the requirements of the Social Security Administration (SSA) disability list. Hepatitis C …
Read More »Help is available for Oregon residents in need of Social Security disability benefits
Residents of Oregon can get help for Social Security disability benefits from Harder, Wells, Baron & Manning. People in Oregon whose health issues force them to stop working before retirement age can get crucial support from this disability law firm. EUGENE, OREGON, USA, October 26, 2021 /EINPresswire.com/ – When most …
Read More »Ask Bob: Do Social Security or Disability benefits count as income when you complete a FAFSA application?
Question My son is a high school student and we complete the FAFSA (Free Application for Federal Student Aid). Does my wife’s SSDI (Social Security Disability Income) count as income? Our only income is this and my Social Security benefits. Responnse You don’t have to include your wife’s Social Security …
Read More »This team of Ohio lawyers fights the wave of denial of disability benefits
HNB’s Ohio Social Security Disability attorneys help people with health problems get financial assistance, even after their initial denial. The Social Security disability system turns away most people who claim benefits, but disability law firms fight for claimants’ rights. DAYTON, OHIO, USA, Oct. 22, 2021 /EINPresswire.com/ – Nationally, 79% of …
Read More »Hudson woman pleads guilty to crimes related to Social Security disability benefits | USAO-NH
CONCORD – Jane B. Smith, 65, of Hudson, pleaded guilty in federal court Thursday to attempted wire fraud and misrepresentation, Acting United States Attorney John J. Farley announced today. According to court documents and statements made in court, Smith began receiving Social Security Disability Insurance (SSDI) payments in 1993. She …
Read More »Volunteering while on Social Security Disability Benefits
(Photo: disabled here) By Marion Brunken, Executive Director, Volunteer Alexandria and Cendy Molière, Outreach Specialist, Disability Benefits Center Alexandria, VA – When you’re sick and can’t work, it’s easy to feel lonely and isolated. For most people, work is where they find purpose and make friends. When you can’t work, …
Read More »Center for Economic and Policy Research: Disability insurance trust fund coffers fill up as benefits crumble
Targeted information service (press releases) WASHINGTON, October 1st (TNSRes) – The Center for Economic and Political Research issued the following press release: Social Security Disability Insurance (DI) is in good shape with the expected trust fund exhaustion date of 2057, according to the most recent report from the Trustees. But …
Read More »What Are Social Security Disability Benefits By State?
Although all beneficiaries of Social Security Disability Insurance (SSDI) and Supplementary Security Income (SSI) receive the same amount from the federal government no matter where you live, you may or may not receive a supplement to your SSI monthly payments depending on where you live in the United States. Both …
Read More »How to Get Rid of Migraine at Work: Treatment and Prevention
Taking pain relievers, avoiding triggers, and having a strong support system can help a person get rid of a migraine episode at work – or at least reduce their migraine symptoms. Migraine is a neurological condition that can cause moderate to severe pain, nausea, and sensitivity to light or sound. …
Read More »Can You Receive Florida Disability Benefits for Workers and Social Security?
After a workplace accident in Florida, an employee can claim Florida Workers’ Compensation benefits and be reimbursed for medical expenses and lost wages. Some injured workers may not realize that they are also eligible for Social Security Disability Insurance, or SSDI. You can receive both employee benefits and SSDI benefits …
Read More »How are social security disability benefits calculated?
Mathematically speaking, Social Security Disability Insurance (SSDI) is calculated in the same way as Social Security retirement benefits. Both are based on your record of “covered income” – employment income on which you have paid Social Security taxes. The Social Security Administration (SSA) begins by calculating your average monthly income …
Read More »Kitsap County man convicted of fraudulently collecting $ 400,000 in disability benefits
A Kitsap County man was sentenced Thursday to 25 months in federal prison for fraudulently collecting nearly $ 400,000 in Social Security disability benefits from his brother after his brother disappeared on his way to surrender in Clark County over 30 years ago. Chris H. Sayler, 74, of Olalla was …
Read More »Disability benefits for hidradenitis suppurativa
Hidradenitis Suppurativa (HS) is a chronic, debilitating skin condition characterized by sores and lumps that form on the buttocks, armpits and groin. Healthcare professionals are not sure what causes HS. However, research indicates a combination of sweat and keratin that clogs hair follicles. According to the American Academy of Dermatology, …
Read More »Do I Need a Lawyer to Get Social Security Disability Benefits? Find out here
Photo: pixabay.com If you are applying for Social Security disability benefits, you may be wondering if a lawyer is needed. The truth is, it depends on the circumstances of your case. If your Social Security claim has been denied in the past, you’ll need an experienced Social Security lawyer to …
Read More »Is rheumatoid arthritis a disability? Benefits and more
Rheumatoid arthritis is a chronic disease in which the body’s immune system attacks its own tissues. The condition typically causes swelling, stiffness, and pain in the joints. However, it can also affect other parts of the body, including the cardiovascular system, kidneys, skin, and eyes. For some, the symptoms of …
Read More »Bipolar Disorder: How To Apply For Disability Benefits
If you have bipolar disorder, you may be wondering about disability benefits and what they mean to you. Living with bipolar disorder doesn’t mean the same for everyone – the challenges and symptoms of the disease can be different from person to person. So when is bipolar disorder a disability? …
Read More »Social Security Savings Accounts and Disability Benefits
Yes. If you have Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you may have a savings account. However, there might be limits on the amount you can have, depending on the type of disability benefit you are receiving. To be eligible for SSDI, you must have a …
Read More »Can the “long COVID” qualify you for Social Security disability benefits?
Most people who suffer from the coronavirus and survive recover relatively quickly. But other survivors continue to suffer from symptoms and effects long afterward, in a phenomenon known as “long VOC” or “long distance VOC.” Can those who have suffered from COVID for a long time claim Social Security disability …
Read More »Savings Accounts and Social Security Disability Benefits
Yes. If you have Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you may have a savings account. However, there may be limits to the amount you can have, depending on the type of disability benefit you are receiving. To be eligible for SSDI, you must have a …
Read More »Commentary: Questions and Answers on Disability Insurance | Business columnists
A: Disability income insurance provides a source of monthly income to replace what is lost if you are unable to work. This is important to help pay for your household expenses on an ongoing basis. Funds can also help you keep pace with saving for monumental goals in your life, …
Read More »How Can You Claim Social Security Disability Benefits (SSDI)?
Disability benefits are available to eligible beneficiaries under two programs, Supplementary Security Income (SSI) and Social Security Disability Income (SSDI). SSI is a means-tested program for people with disabilities who have very limited means, but SSDI is an insurance program that is available to skilled workers with disabilities regardless of …
Read More »Are social security disability benefits fixed for life?
By Heather Schreiber, RICP Monthly payments received under Social Security Disability Insurance (SSDI) are generally fixed as long as the disability persists, with the exception of any cost of living adjustment. It is possible to potentially defer benefits in exchange for more cash flow in the future, but trade-offs can …
Read More »Are Social Security Disability Benefits Taxable?
It can depend on two things: the type of disability benefit you receive and your overall income. Social Security operates two benefit programs for people with disabilities: Social Security Disability Insurance (SSDI) and Supplementary Security Income (SSI). SSI is cash assistance for disabled, blind and elderly people with low incomes …
Read More »The 5 Best Disability Insurance Companies of 2022
insurance provider Why we chose it Average monthly premium North West Mutual Best overall $122.39 Broken Best budget $9 Omaha Mutual Best Short Term Disability Insurance $93.90 Guardian Best long term disability insurance $137 Assurance Ideal for high-risk professions $94.01 final verdict Your insurance needs dictate which provider is right …
Read More »SSDI and COVID-19: How to Apply for Disability Benefits Now
After a year of challenges and uncertainties, the world is emerging from the pandemic. Even as the economy picks up and life returns to a semblance of normalcy, for some people the long-term impact of the virus on their health can persist for many years. Doctors and researchers are still …
Read More »Can you get both SSDI and SSI disability benefits?
Yes, you can benefit from Social Security Disability Insurance (SSDI) and Supplementary Security Income (SSI) at the same time. Social Security uses the term “concurrent” when you are eligible for the two disability benefits it administers. However, receiving SSDI benefits may reduce your SSI payment or make you ineligible. This …
Read More »Everything you need to know about disability insurance
The average American probably knows very little about how to claim it, the different types … [+] available and resources designed to facilitate the application process Pexel For most people, the term “disability insurance” conjures up images of accidents and worst-case scenarios, things you don’t anticipate. One result: The average …
Read More »Diagnosis of fibromyalgia? Applying for Social Security Disability Benefits | High Swartz LLP
If you’ve been diagnosed with fibromyalgia and have been unable to work for the past year or more due to the severity of your condition, you may be wondering whether or not you should apply for disability benefits. social security. Before you apply for SSD benefits, you should know how …
Read More »Obtaining Social Security disability insurance benefits is
Belleville, Illinois, May 03, 2021 (GLOBE NEWSWIRE) – As the United States emerges from the coronavirus pandemic, the country is beginning to understand the long-term impact on people with disabilities. Whether they are dealing with the after-effects of COVID-19, delayed medical treatment, accidents or progressive illnesses, even more people with …
Read More »Getting Social Security Disability Insurance benefits is
Belleville, Illinois, May 03, 2021 (GLOBE NEWSWIRE) — As the United States emerges from the coronavirus pandemic, the country is beginning to understand the long-term impact on people with disabilities. Whether facing the after-effects of COVID-19, delayed medical treatment, accidents or progressive illnesses, even more people with serious physical or …
Read More »How long until my Social Security disability benefits start?
Social Security Disability Insurance (SSDI) payments begin after you serve a five-month waiting period, which usually begins on the date you became disabled. Your first benefit payment will be for the sixth full month after this date. For example, if Social Security decides that your disability began on January 15, …
Read More »How long before my Social Security disability benefits start?
Social Security Disability Insurance (SSDI) payments begin after you have served a five-month waiting period, which usually begins on the date of your disability. Your first benefit payment will be for the full sixth month after that date. For example, if Social Security decides that your disability started on January …
Read More »Use of existing benefits for non-existent short-term disability insurance
Short-term disability is defined by the government as a physical or mental condition that prevents you from performing your job for a period of less than a year. However, the federal government does not offer its employees an insurance program to cover such situations. Proposals were made over and over …
Read More »Tips for the 2021 Social Security Disability Claim Process | High Swartz LLP
Obtaining medical records from applicants’ medical providers is a critical part of processing disability claims. COVID-19 has affected the staffing of doctors’ offices, resulting in long delays in obtaining these records. Social Security also sends many applicants for medical assessments when there is not enough evidence on file to make …
Read More »Can I receive Social Security disability benefits if I have been made redundant?
Workers are allowed to work and receive Social Security disability benefits if they meet certain criteria and stay within income limits. The good news is that if you were made redundant from your job, you could still collect both unemployment and disability benefits. In most states, recipients of Supplemental Security …
Read More »Best Long Term Disability Insurance Companies of 2021
Faq What is long term disability insurance? Long Term Disability Insurance (LTD) is a form of income protection that allows you to maintain your standard of living by covering expenses if you cannot earn a salary due to illness or injury. This form of policy not only insures against accidents …
Read More »man convicted of embezzling over $ 121,000 in disability benefits | USAO-NDTX
A man who embezzled more than $ 120,000 in Social Security disability benefits has been sentenced to 15 months in federal prison, Interim US Attorney for the North Texas District Prerak Shah said. Robert Salinas, 53, pleaded guilty in June 2020 to theft of public funds. He was sentenced Thursday …
Read More »Which automatically qualifies you for disability benefits
This question doesn’t have a definitive answer, but the closest thing you’ll find is the Social Security Blue Book. This online compendium, also known as the Social Security Disability Assessment, lists physical and mental health conditions that automatically qualify you as being medically eligible for disability insurance. Social Security (SSDI) …
Read More »What automatically qualifies you for disability benefits
This question doesn’t have a definitive answer, but the closest thing you’ll find is the Social Security Blue Book. This online compendium, also known as the Social Security Disability Assessment, lists the physical and mental health conditions that automatically qualify you as meeting the medical requirements for disability insurance. Social …
Read More »COVID ‘long-haul’ and the battle for disability benefits
Tens of millions of Americans have private disability coverage, most often as part of their employment benefits – and some will rely on them during the lengthy recovery from COVID. Rickie Andersen took a brief break from work in March after falling ill. Her cough, fever and chills were typical …
Read More »For ‘long haulers’ of COVID, fight for disability benefits adds to worsening burnout
Rickie Andersen took a brief break from work in March after falling ill. Her cough, fever and chills were typical symptoms of covid-19, but coronavirus tests were so rare that she couldn’t get one to confirm the diagnosis. After Andersen returned to her job as an information systems project manager …
Read More »The COVID-19 “long-haul” battle for disability benefits
Rickie Andersen took a brief break from work in March 2020 after falling ill. Her cough, fever and chills were typical symptoms of COVID-19, but coronavirus tests were so rare that she was unable to obtain one to confirm the diagnosis. After Andersen returned to her job as an information …
Read More »Refusal of disability benefits confirmed at Circuit 7
Despite a doctor’s opinion that she was disabled, a woman who was denied disability benefits failed to succeed in the 7th Circuit Court of Appeal. Years after a car accident in the late 1990s, Jennifer Karr saw a neurosurgeon, Dr. Isa Canavati, who diagnosed her with several spinal disorders. Karr’s …
Read More »Social Security disability insurance slowdown caused by COVID pandemic delays government benefits for those in need
CHICAGO – I-Team ABC7 is examining a slowdown in government benefits due to the pandemic, causing delays for people trying to get much-needed government benefits. Social Security disability insurance is provided to people with disabilities and who may be unable to work at a time when money is desperately needed. …
Read More »Slowdown in Social Security disability insurance caused by COVID pandemic delays government benefits for those in need
CHICAGO (WLS) — The ABC7 I-Team is examining a slowdown in government benefits due to the pandemic, which is causing delays for people trying to get much-needed government benefits. Social Security disability insurance is provided to people who are disabled and unable to work at a time when money is …
Read More »Guide to Disability and Psoriatic Arthritis Benefits
Psoriatic arthritis (PsA) is a condition that can be particularly debilitating and painful, causing intense flare-ups that cause inflammation of the joints. This can make mobility difficult, if not impossible. Not surprisingly, it can affect the ability to work, regardless of your occupation. Although people with PsA can have long …
Read More »Disability Benefits and Medicare for ALS Patients Much Earlier: Shots
Once the implementing rules are developed, a bill signed into federal law in December will eliminate the five-month waiting period required for patients with diagnosed ALS to begin receiving disability benefits, also allowing faster Medicare coverage. LumiNola / Getty Images hide caption toggle legend LumiNola / Getty Images Once the …
Read More »Can long haul COVIDs access disability benefits? Experts are uncertain
When COVID first arrived in the United States, Jodee Pineau-Chaisson was working as a director of social services for a nursing home near her home in Chicopee, western Massachusetts. In April and May, residents of his nursing home fell ill. “I was asked to go to the COVID units to …
Read More »Denial of Social Security Disability Benefits? Here are your options. | High Swartz LLP
Being denied disability benefits is frustrating, especially during the pandemic. Where to start How long will it take? You have 3 options for moving forward. If you are denied Social Security disability benefits, it’s important to understand that it may not be your fault. At this point, it may be …
Read More »Cotton applauds signing of ALS access to disability insurance law
The new law grants patients with ALS and their families immediate access to the Social Security disability insurance benefits they have earned. WASHINGTON, DC, USA – On December 22, Arkansas US Senator Tom Cotton and Rhode Island Senator Sheldon Whitehouse issued a press release applauding the enactment of the ALS …
Read More »Standards differ between federal disability and social security benefits
Although no one likes to think about the prospect of becoming disabled, it is important to understand disability coverage under public service pension programs as well as under the Social Security program, which is particularly interesting. for people under the FERS system, but also interesting for many under CSRS. Civil …
Read More »Who needs disability insurance? Anyone who relies on a stable income
Personal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. The conditions apply to the offers listed on this …
Read More »Social Security Disability Benefits and Arthritis
Arthritis is one of the main causes of disability. How Can a Person With Arthritis Claim Social Security Disability Benefits? According to Jim Allsup, the Social Security Administration uses a process called a sequential assessment to determine who will receive disability benefits. Mr. Allsup is President and CEO of Allsup …
Read More »Appeal of railway disability benefits reaches Supreme Court
The United States Supreme Court is considering a disability benefits case that could affect parties seeking federal courts to review federal administrative law bodies’ refusals to reopen old court officer decisions. The court scheduled oral argument on the case, Salinas v. US Railroad Retirement Board (Case No. 19-199), by November …
Read More »Local lawyers discuss impact of COVID-19 on disability benefits
NORTHAMPTON – When normal life was turned upside down in March as the pandemic escalated, appeal hearings for people seeking disability benefits from the Social Security Administration began to proceed solely by telephone. Since offices were closed and in-person appearances suspended this month, the Social Security Administration says its judges …
Read More »Apply for Social Security Disability Insurance with IBD
In a previous column, I explained how the Americans with Disabilities Act (ADA) protects invisible disabilities, including inflammatory bowel disease (IBD) and IBD-related disorders and conditions. Under the ADA, employees with Crohn’s disease or ulcerative colitis can request workplace accommodations. Even minor adjustments, such as flexible working hours or the …
Read More »4 things I’d like people to know about disability insurance as a CFP
Personal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. The conditions apply to the offers listed on this …
Read More »Guide to Disability and Type 2 Diabetes Benefits
Type 2 diabetes is a chronic disease that affects the way your body metabolizes glucose. Type 2 diabetes can deeply affect many systems in your body. This can lead to serious complications which can affect your ability to work. For example, common long-term complications include: nerve damage (also called diabetic …
Read More »Why paying $ 36 a month for disability insurance is worth it for me
Personal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. The conditions apply to the offers listed on this …
Read More »Applying for disability benefits during a global pandemic
Applying for Social Security Disability Insurance (SSDI) benefits has always been a complicated process. But like everything else in our lives right now, COVID-19 has made things even more difficult. With the closure of Social Security Administration (SSA) offices across the country, phone wait times are on average 90 minutes, …
Read More »Talking to clients about the impact of COVID-19 on disability insurance
Your clients who offer Long Term Disability Insurance (LTD) plans to their employees are probably very grateful to have this protection right now. With over 30 million Unemployed Americans, disability benefits are now the only hope for some families, especially those whose family member has decided not to immediately apply …
Read More »Guide to Disability and Breast Cancer Benefits
When facing a breast cancer diagnosis or already undergoing treatment, your health is obviously the top priority. But making sure you have financial support is also crucial. Disability benefits can give you much needed piece of mind when dealing with side effects of treatment and taking time to heal, but …
Read More »Can You Get Disability Benefits For Osteoarthritis?
If you have osteoarthritis, should you apply for disability benefits? After all, osteoarthritis is a painful, degenerative form of arthritis that can make prolonged physical activity and work difficult, if not impossible for patients. Sometimes the disease becomes so severe and limiting that people with osteoarthritis are forced to stop …
Read More »Do i need disability insurance? | Family finances
Many workers spend years developing their ability to earn a salary. They attend specialized training programs, negotiate salaries and obtain promotions. They attend night classes, work overtime and find ways to make themselves indispensable to their employer. So what if they lost the chance to win that paycheck tomorrow? What …
Read More »LTD benefits can be offset by Veterans Disability benefits
The United States’ first appeals court ruled that an insurer did not violate the Uniformed Services Employment and Reemployment Rights Act (USERRA) or the Employee Retirement Income Security Act (ERISA) by deducting veteran’s disability benefits from a long-term employer. Disability Plan Benefits (LTD). The plaintiff was first employed by the …
Read More »Determination of social security invalidity insurance
Specific criteria must be met to be eligible for Social Security Disability Insurance (SSDI). The United States Congress has defined disability, for the purposes of entitlement to disabled workers’ benefits, as the inability to engage in substantial gainful activity due to a medically determinable physical or mental impairment which may …
Read More »Understanding Employee Health and Disability Benefits
Do you get health and disability benefits through your employer? Could you answer detailed questions about your health and disability benefits? It is important that you know and understand the details now, without waiting until you need to use them. If you have arthritis and keep working, your benefits are …
Read More »Trump administration’s most cruel disability benefit cuts
Not a day goes by that the Trump administration does not find a new way to slash the safety net. But his latest proposal – which would cut Social Security disability benefits by $ 2.6 billion over 10 years – is one of the cruelest. Millions of beneficiaries would have …
Read More »How I got disability insurance after being rejected for mental illness
The author is not represented. Martin Dimitrov/Getty Images Loading Something is loading. I admit it: I never thought about disability insurance until a few years ago. My jobs never offered access to a plan, and I never considered buying a policy on my own. But once I learned about the …
Read More »Changing Your Social Security Disability Benefit Program: 5 Things You Should Know
The Trump administration is proposing new rules for the national disability safety net program that could end benefits for tens of thousands of people. The rules would require more frequent checks of documents from people receiving Social Security disability benefits in a process known as “continuous disability review.” The proposed …
Read More »Here’s what you need to know
In 2007, my quest to regain my sanity was not improving to the point that I could return to work. About nine months had passed since I returned my last freelance writing job. My diagnosis of bipolar disorder had derailed my career. Having worked for the Social Security Disability Insurance …
Read More »What is disability insurance and do I have to take it out?
Let’s say you suddenly fell ill or suffered an injury that prevented you from working and earning a salary. Would you be able to stay afloat with money from your emergency fund for three months, six months, 12 months or even longer? If the answer to this question is no, …
Read More »Why employer-provided disability insurance is not enough
You generally cannot purchase employer-sponsored disability insurance if you leave your job. Caiaimage / Agnieszka Olek / Getty Images What would happen to your family if your income suddenly stopped tomorrow? How long could you keep paying the bills? Would you be able to keep your house or do you …
Read More »Buying tips for disability insurance
As a financial planner, I spend a great deal of my time helping my clients plan for unforeseen events that could affect their financial well-being. Recently, I found myself facing a similar situation. After years of limited mobility, I finally decided to have arthroscopic hip surgery. I had to take …
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