Q. If you receive Social Security disability benefits in one state and move to another state, will this affect your Social Security disability? Would it go up or down or would it stay the same?
– Leave, maybe
A. Good question.
Social Security Disability Insurance (SSDI) benefits do not change if you move to another state.
Like Social Security retirement benefits, SSDI payments are based on your lifetime average earnings and aren’t affected by where you live, said Evan Drury, licensed financial consultant at US Financial Services in Fairfield.
“While the amount of your SSDI benefit doesn’t change from state to state, whether or not you pay income taxes might,” he said. “Twelve states tax Social Security payments for at least some recipients.”
That doesn’t include SSI, which isn’t taxed anywhere, Drury said.
If you move in with a friend, partner or family member when you move, you’ll need to report your change of address to the Social Security Administration, he said. However, the fact that you are now living with someone will not affect your right to SSDI benefits. This is because your eligibility is based on your work and income history and not the income of those you live with, he said.
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Karin Price Mueller writes the Bamboos column for NJ Advance Media and is the founder of NJMoneyHelp.com. Follow NJMoneyHelp on Twitter @NJMoneyHelp. To find NJMoneyHelp on Facebook. Register for NJMoneyHelp.comit is weekly e-newsletter.